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Can Foreigners Open A GCash Account In The Philippines? – The Full Guide

Picture of The Author: Coco Space Team

The Author: Coco Space Team

Our mission is to empower individuals to embrace the digital nomad lifestyle, in Asia and beyond.

GCash is a popular mobile wallet in the Philippines. As a digital Nomad visiting, you may want to open a GCash to make payments and avoid carrying cash and ATM fees.

Table of Contents

Step 1: Download and open the GCash app

You’ll need to download the GCash app to your smartphone from the App Store or Google Play Store. Once you have the app downloaded, open it and hit “Sign Up” to begin the registration process.

Step 2: Enter your personal details

The registration process will ask you to enter your personal details, including your full name, mobile number, and email address. You’ll also need to create a password for your account. Agree to the terms and conditions and select “Continue” to proceed.

Getting verified on GCash. from Gcash official website.
Getting verified on GCash. from Gcash official website.

Step 3: Provide a valid government-issued ID

For verification purposes, you’ll need to provide a valid government-issued ID. As a foreigner, you can use your passport or Alien Certificate of Registration (ACR) as identification. Follow the prompts to complete the verification process. This may involve taking a photo of your ID and answering some security questions.

Step 4: Load your Gcash account

Once your account is verified, you can start using GCash to make payments, transfer money, and more. To load money into your GCash account, you can use one of the following methods:

Most recommended method

  • Transfer money from Wise:
    The main reason to use Wise is the low conversion fee. You can easily load your account with almost any currency, convert it to PHP on Wise and load your GCash account directly. If you don’t have Wise account, you can use our referral link to get A fee-free transfer up to $500.
Wise to GCash transfer example
Wise to GCash transfer example

Other methods

  • Connect to your PayPal account:
    You can link your PayPal account to Gcash. This is not always recommended, you will might have to change your PayPal account to the Philippines, and convert money to PHP, which can be costy on Paypal.
  • Buy load or prepaid credits: You can purchase prepaid credits or load for your GCash account at any authorized GCash partner outlets, such as convenience stores or pawnshops. You can also buy load online through the GCash app or website.
  • Receive money from other GCash users: You can ask other GCash users to send money to your GCash account. They can do this by entering your mobile number and the amount they want to send

Step 5: Use GCash to make payments and transfer money

Once you have loaded money into your GCash account, you can use it to make payments and transfer money to other GCash users. To make a payment, enter the recipient’s mobile number and the amount you want to send. You can also use GCash to pay bills, buy load for your mobile phone, and more.

To transfer money to another GCash user, select “Transfer” from the main menu and follow the prompts. You can transfer money to other GCash users or to a bank account. You can also use GCash to send money to someone who doesn’t have a GCash account by using the “Cash In” feature.

In addition to making payments and transferring money, GCash offers a range of other services that may be useful. For example, you can use GCash to:

  • Shop online: GCash has partnerships with a number of online merchants, allowing you to shop online and pay with GCash.
  • Buy load for your mobile phone: You can use GCash to buy load for your mobile phone or for someone else’s phone.


Happy GCashing!